Better Cover. Better Value.

A registered Financial Service Provider (FSP 45834).

Winners announced 3 September 2018.
Winners will be notified individually via SMS.

Future giveaways to follow.

Terms & Conditions

This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook. Any questions, comments or complaints regarding the promotion will be directed to Africa Direct Life & Investments, not Facebook.



  1. Eligibility:
    This Campaign is open only to current Africa Direct Life & Investments policy holders who are 18 years or older, are South African citizens and currently reside in South Africa.
  2. No employee of Africa Direct or their immediate family members are eligible to enter this sweepstake.
  3. Agreement to Rules:
    By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Africa Direct Life & Investments as final and binding as it relates to the content of this Campaign.
  4. Campaign Period:
    Entries will be accepted online starting 8 May 2018 on and ending 10 May 2018 . All online entries must be received by 10 May 2018.
  5. How to Enter:
    The Campaign must be entered by submitting an entry using the online form provided at The entry must fulfill all Campaign requirements, as specified, to be eligible to win a prize. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Africa Direct Life & Investments. You may enter only once. You must provide the information requested. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Africa Direct Life & Investments.
  6. Prizes:
    The Winner(s) of the Campaign (the “Winner”) will receive [contest prize]. Value of [contest prize value]. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Africa Direct Life & Investments. No cash or other prize substitution shall be permitted except a Africa Direct Life & Investment’s discretion.The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Africa Direct Life & Investments to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.
  7. Winner Selection and Notification:
    Winner will be selected [Contest Winner Selection Method] under the supervision of Africa Direct Life & Investments. Winner will be notified by telephone within 24 hours following selection of Winner. Africa Direct Life & Investments shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 48 hours from the time award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Campaign is conditioned upon compliance with any and all federal, state, and local laws and regulations.
  8. Rights Granted by You:
    By entering this sweepstake, You understand and agree that Africa Direct Life & Investments, anyone acting on behalf of Africa Direct Life & Investments, and Africa Direct Life & Investments licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Campaign, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent.Optional verbiage for Contest: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of Africa Direct Life & Investments. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Africa Direct Life & Investments from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Africa Direct Life & Investments may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.
  9. Terms & Conditions:
    Africa Direct Life & Investments reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Campaign should virus, bug, non-authorized human intervention, fraud, or other cause beyond Africa Direct Life & Investments control corrupt or affect the administration, security, fairness, or proper conduct of the Campaign. In such case, Africa Direct Life & Investments may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Africa Direct Life & Investments. Africa Direct Life & Investments reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Campaign or website or violates these Terms & Conditions. Africa Direct Life & Investments has the right, in its sole discretion, to maintain the integrity of the Campaign, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Campaign rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Campaign may be a violation of criminal and civil laws. Should such attempt be made, Africa Direct Life & Investments reserves the right to seek damages to the fullest extent permitted by law.
  10. Limitation of Liability:
    By entering, You agree to release and hold harmless Africa Direct Life & Investments and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Campaign and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.
  11. Disputes:
    THIS Campaign IS GOVERNED BY THE LAWS OF South Africa WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Campaign, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Campaign, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Cape Town having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Campaign). Participant further waives all rights to have damages multiplied or increased.
  12. Privacy Policy:
    Information submitted with an entry is subject to the Privacy Policy stated on the Africa Direct Life & Investments website.
  13. Sponsor:
    The Sponsor of the Campaign is Africa Direct Life & Investments.